Use Online Resources to ‘Focus on Wellness’ During Annual Benefits Open Enrollment
Today’s challenging economic times make it increasingly important for employees to focus on wellness – both physical and financial health. But during the upcoming 2012 employee benefits open enrollment, employees are urged to take the time to understand your choices benefit options, the value of your benefits and how your benefits can help you to reach your health and financial goals.
Crozer-Keystone spent $100 million to provide a comprehensive benefits package for eligible employees in the 2011 fiscal year. “Eligible employees are encouraged to refer to the 2011 Personal Benefit Statement that was recently mailed to your home, which summarizes your current benefit elections and their cash value – a significant investment that we make in our employees. If you haven’t already had the opportunity to review your statement, please take a few minutes to carefully review it during open enrollment,” says William Kreider, vice president for Human Resources. “Take the time to understand the important role your benefits play in helping you to become physically and financially fit.”
While employees can easily view their benefits, update beneficiary information, find participating providers, print benefit-related forms and access important wellness information online at www.crozerbenefits.org all year long, open enrollment is the only time that eligible employees can make changes to their benefits elections or eligible dependents without experiencing an IRS-qualifying change, such as marriage, the birth of a child, etc. Open enrollment is also your only opportunity to elect to sell time to cover your 2012 benefit costs or to enroll in a Medical or Dependent Care Flexible Spending Account for 2012 – the unique benefit elections that do not automatically roll forward from one year to the next and must be elected each year.
The 2012 open enrollment period runs from November 9 through 23. In early November, Employee Benefit Services will mail an open enrollment kit to eligible employees’ homes. It will highlight 2012 costs and changes, include a personalized summary of 2011 benefit elections, as well as plenty of information on how to find additional benefit and wellness information on the Employee Benefits web site.
Last year, over 1,750 employees enrolled online during the open enrollment period.
“The online benefit resource at www.crozerbenefits.org makes it easy for employees to ‘focus on wellness’ and make any necessary benefit changes during open enrollment, as well as to focus on their overall benefits, health, life issues, finances, future and wellness opportunities 24-hours a day from any computer with internet access,” Kreider says. “Employees can easily navigate the pages of the employee benefits website to learn what’s new for 2012, evaluate plan options, find in-network providers, access personal support resources such as Carebridge, and much more.”
Benefit-eligible employees can sign on from home, work, or a local library, knowing that your personal information is protected in a secure website at www.crozerbenefits.org. Employees who don’t have easy access to a computer will have access at specific times during open enrollment at each hospital location or can attend a benefit fair.
Representatives from Employee Benefit Services and the companies that provide the benefits to the health system (such as AmeriHealth, Davis Vision, Delta Dental, Fidelity Investments, and TIAA-CREF) will also be available to answer questions at the benefit fairs, which will be held on these dates:
- Monday, Nov.14: Crozer, James E. Clark Auditorium Lobby from 7 a.m. to 4 p.m.
- Tuesday, Nov.15: Community Hospital, Southeast Conference Room from 10 a.m. to 1 p.m.
- Wednesday, Nov. 16: Springfield Hospital, Lower Level Conference Room from 10 a.m. to 2 p.m.
- Thursday, Nov. 17: DCMH, Conference Rooms A and C from 9 a.m. to 4 p.m.
- Friday, Nov. 18: Taylor Hospital, Conference Rooms A, B, and C from 10 a.m. to 2 p.m.
Employees are also encouraged to focus on the “wellness” of their finances during open enrollment by exploring the tax-saving benefit programs offered, including Medical, Dependent Care or Transit Flexible Spending Accounts, as well as evaluating their pre-tax retirement savings in a Tax Sheltered Annuity provided by TIAA-CREF and/or Fidelity Investments. Open enrollment is also the perfect time to focus on your life and disability insurance coverage, as well as considering your future long term care needs.
For more information about open enrollment, call the Employee Benefit Services Benefit Answer Line at 19-6380 or (610) 595-6380.